Game changer for Election 2017?

According to Laura Keunsberg the BBC's main bias political correspondent. 10 mILLION pensioners will lose their winter fuel payments. Plus the triple lock is being removed which guarantees the pension against high inflation increases. Also if your house is over 100k and you receive care at home. Your home will be sold for that care when you die. It is being called the DIMENTIA TAX.

The Tories have doubled the national debt in 7 years and we have nothing to show for it except financial hardship for many families and now they turn on the pensioners. Only Labour can stop this. Vote for the many NOT THE FEW.

Pensions will increase in line with earning or inflation as opposed to rising by a minimum of 2.5%. Sorry to bring facts into the debate. May is a One Nation Conservative and she'll be getting my vote.

According to Laura Keunsberg the BBC's main bias political correspondent. 10 mILLION pensioners will lose their winter fuel payments. Plus the triple lock is being removed which guarantees the pension against high inflation increases. Also if your house is over 100k and you receive care at home. Your home will be sold for that care when you die. It is being called the DIMENTIA TAX.

The Tories have doubled the national debt in 7 years and we have nothing to show for it except financial hardship for many families and now they turn on the pensioners. Only Labour can stop this. Vote for the many NOT THE FEW.

Pensions will increase in line with earning or inflation as opposed to rising by a minimum of 2.5%. Sorry to bring facts into the debate. May is a One Nation Conservative and she'll be getting my vote.

You watch them change it again when wage settlements and/or inflation goes above 2.5%.The Tories can't suppress the economy forever as they are doing now.At the moment intrest rates are at a historical low and so are wage settlements are are approx 1% and by the Tory's own admmission not keeping up with inflation.Just some more facts as I know you like facts.

According to Laura Keunsberg the BBC's main bias political correspondent. 10 mILLION pensioners will lose their winter fuel payments. Plus the triple lock is being removed which guarantees the pension against high inflation increases. Also if your house is over 100k and you receive care at home. Your home will be sold for that care when you die. It is being called the DIMENTIA TAX.

The Tories have doubled the national debt in 7 years and we have nothing to show for it except financial hardship for many families and now they turn on the pensioners. Only Labour can stop this. Vote for the many NOT THE FEW.

Pensions will increase in line with earning or inflation as opposed to rising by a minimum of 2.5%. Sorry to bring facts into the debate. May is a One Nation Conservative and she'll be getting my vote.

You watch them change it again when wage settlements and/or inflation goes above 2.5%.The Tories can't suppress the economy forever as they are doing now.At the moment intrest rates are at a historical low and so are wage settlements are are approx 1% and by the Tory's own admmission not keeping up with inflation.Just some more facts as I know you like facts.

Facts like "just you watch"

According to Laura Keunsberg the BBC's main bias political correspondent. 10 mILLION pensioners will lose their winter fuel payments. Plus the triple lock is being removed which guarantees the pension against high inflation increases. Also if your house is over 100k and you receive care at home. Your home will be sold for that care when you die. It is being called the DIMENTIA TAX.

The Tories have doubled the national debt in 7 years and we have nothing to show for it except financial hardship for many families and now they turn on the pensioners. Only Labour can stop this. Vote for the many NOT THE FEW.

Pensions will increase in line with earning or inflation as opposed to rising by a minimum of 2.5%. Sorry to bring facts into the debate. May is a One Nation Conservative and she'll be getting my vote.

You watch them change it again when wage settlements and/or inflation goes above 2.5%.The Tories can't suppress the economy forever as they are doing now.At the moment intrest rates are at a historical low and so are wage settlements are are approx 1% and by the Tory's own admmission not keeping up with inflation.Just some more facts as I know you like facts.

Facts like "just you watch"

Everything points to Labour getting tuned I'll admit but if the impossible does happen I can see a few suicides on here.

This reminds me of the election with Heath against Wilson where Heath was epected to win. Wilson pulled of a surprise minority win then went back to the country 9 months later and got his majority for his mandate.

However I don't put Corbyn on the same comfortable level as Wilson so would be mega surprised if it happens again.

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

Yes people have been paying for their personal care for years including under the previous Labour Government. However, Labour introduced the triple lock and winter fuel payments (which you failed to mention)

I would also point out that the Tories have borrowed more money in the past 7 years than all previous Labour Governments put together So much for their so called economic competence.

The coalition introduced the triple lock in 2010 Tony.

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

Yes people have been paying for their personal care for years including under the previous Labour Government. However, Labour introduced the triple lock and winter fuel payments (which you failed to mention)

I would also point out that the Tories have borrowed more money in the past 7 years than all previous Labour Governments put together So much for their so called economic competence.

The coalition introduced the triple lock in 2010 Tony.

Oh dear tony is having a mare

Tories have doubled the national debt since 2010. Some on her need to get out more. Have you seen the amount of homeless sleeping in shop doors recently in the centre of Cardiff. If you know anyone who volunteers at food banks they will give you the heads up on what is really going on for people who been effected by the Tory war on the less fortunate.
The tories have still doubled the national debt with all their austerity

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

This present lot have more than doubled the debt left them, despite all the benefit cuts, and selling the nations silver like Lloyds Bank, the royal mail, RBS Bank, just to name a few, they are raping the country of money and giving it to their cronies. there is more chance of this lot bankrupting the country than Corbyn. They could not even produce a legal budget last time they tried. the excuse being they forgot about their promise in their manifesto god help us

Need to clarify a few facts here. The government has never ever owned Lloyds bank, so how can they sell something that throughout Lloyds history has never been in government hands. The most they held was in the immediate aftermath of the banking crisis, and that was around 44%. Lloyds would never have needed bailing out if Gordon Brown had not encouraged Lloyds to acquire HBOS, who had all sorts of hidden debts at the time. It was a clever move by Brown as a lot of the debts held at HBOS were reduced by using the funds held by Lloyds. The amount the government then had to pump into the new group was obviously far less as all the assets that Lloyds had was lost to the HBOS debts. I think you will find that Lloyds has never been the nation's silver, and a lot of their problems can be put down to Brown and the senior management who rushed through the merger without carrying out the usual due diligence tests.

I never stated we fully owned Lloyds Bank but surely you have to agree that the owning of 43% of Lloyds is a lot of silver, that equates to £21billion pounds they have received, you also have the £10billion pounds for the RBS Bank sales so far, £1.1 billion for Royal Mail and the £750million for Eurostar, Then you have the sale of land such as the Kings Cross section in London and the sale of the Green Bank which has to be at least £4 billion oh and how about the Northern rock mortgage sale there is another couple of Billion pounds,
Then they more than double of the national debt,

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

Yes people have been paying for their personal care for years including under the previous Labour Government. However, Labour introduced the triple lock and winter fuel payments (which you failed to mention)

I would also point out that the Tories have borrowed more money in the past 7 years than all previous Labour Governments put together So much for their so called economic competence.

Spot on !!

We keep hearing about the terrible overspending of Labour governments but nobody is looking at the facts. That Tories borrowed more money !!

I just don't get how people aren't recognising these FACTS !! Must be taking the Tory spin and control of the Press as gospel rather than simply looking it up for themselves. So frustrating!!

The lack of knowledge of care costs also worries me. I have a mother and mother-in-law in care. We've had to sell two houses for care costs and, having looked at the Tory proposals, I can assure you that the money would have been used up even quicker if this was in place.

Personal care isn't the only thing involved in this change, read up about it and then someone tell me how this will result in families being able to keep more of the money that their loved ones worked so hard to accrue.

By the way, if you still think you'll be able to pass some of your assets to your kids do it now. Anything re-assigned within 7 years of it needing to be used for your care can be re-claimed by them !! Think ahead !!

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

Yes people have been paying for their personal care for years including under the previous Labour Government. However, Labour introduced the triple lock and winter fuel payments (which you failed to mention)

I would also point out that the Tories have borrowed more money in the past 7 years than all previous Labour Governments put together So much for their so called economic competence.

Spot on !!

We keep hearing about the terrible overspending of Labour governments but nobody is looking at the facts. That Tories borrowed more money !!

I just don't get how people aren't recognising these FACTS !! Must be taking the Tory spin and control of the Press as gospel rather than simply looking it up for themselves. So frustrating!!

The lack of knowledge of care costs also worries me. I have a mother and mother-in-law in care. We've had to sell two houses for care costs and, having looked at the Tory proposals, I can assure you that the money would have been used up even quicker if this was in place.

Personal care isn't the only thing involved in this change, read up about it and then someone tell me how this will result in families being able to keep more of the money that their loved ones worked so hard to accrue.

By the way, if you still think you'll be able to pass some of your assets to your kids do it now. Anything re-assigned within 7 years of it needing to be used for your care can be re-claimed by them !! Think ahead !!

Like I have said before on here, are you (I presume you are working and are a tax payer) happy enough to pay for me and my upkeep so that I can hand over hundreds of thousands of pounds to my children who are obviously now adults and earning themselves, so that they can buy new cars and go on exotic holidays, or do you think that I should take responsibility for myself. If the taxpayers are happy to pay for me, that's fine by me and will give my adult children money for cars and holidays. If the taxpayer thinks that as I have the means to look after myself, that's fine as well. I had nothing handed down to me, and neither did my parents. We all took responsibility for our own upkeep, lived within our means, and never expected or believed that the state owed us a particular lifestyle. We also agreed that our taxes should be used to help those in desperate need. Done my bit for those who needed help, but I don't believe any of you should pay for me when I have assets of my own.

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

Yes people have been paying for their personal care for years including under the previous Labour Government. However, Labour introduced the triple lock and winter fuel payments (which you failed to mention)

I would also point out that the Tories have borrowed more money in the past 7 years than all previous Labour Governments put together So much for their so called economic competence.

Spot on !!

We keep hearing about the terrible overspending of Labour governments but nobody is looking at the facts. That Tories borrowed more money !!

I just don't get how people aren't recognising these FACTS !! Must be taking the Tory spin and control of the Press as gospel rather than simply looking it up for themselves. So frustrating!!

The lack of knowledge of care costs also worries me. I have a mother and mother-in-law in care. We've had to sell two houses for care costs and, having looked at the Tory proposals, I can assure you that the money would have been used up even quicker if this was in place.

Personal care isn't the only thing involved in this change, read up about it and then someone tell me how this will result in families being able to keep more of the money that their loved ones worked so hard to accrue.

By the way, if you still think you'll be able to pass some of your assets to your kids do it now. Anything re-assigned within 7 years of it needing to be used for your care can be re-claimed by them !! Think ahead !!

Correct but bare in mind that they will then and more importantly their wives or partners have the power to evict you or demand their share of the house you now reside in

I'm gonna take a stab here.....but I've a feeling Merlin doesn't understand basic economics yet wants to be a vessel to promote his view as if he is an expert.

According to Laura Keunsberg the BBC's main bias political correspondent. 10 mILLION pensioners will lose their winter fuel payments. Plus the triple lock is being removed which guarantees the pension against high inflation increases. Also if your house is over 100k and you receive care at home. Your home will be sold for that care when you die. It is being called the DIMENTIA TAX.

The Tories have doubled the national debt in 7 years and we have nothing to show for it except financial hardship for many families and now they turn on the pensioners. Only Labour can stop this. Vote for the many NOT THE FEW.

Pensions will increase in line with earning or inflation as opposed to rising by a minimum of 2.5%. Sorry to bring facts into the debate. May is a One Nation Conservative and she'll be getting my vote.

She'll be getting my vote although I don't agree with the one nation crap.

The opening poster has a point though and Brexit is far too big a current issue to be dealt with by anyone else. If she's seen to use the current tory popularity as a opportunity to get these types of issues through then even though she wins comfortably this time she'll be thrown out in 5 years. Surely by then there'll be a credible opposition.

With all these proposals the devil will be in the detail but assuming this gets funded along the lines of the student loan ( surely they wont be less favourable - to them not us ) then the figures could be alarming.

2 hours a day for 10 years could see £ 250 k plus wiped off an estate. The carer gets £ 7.50 / hour of the £ 25 hour you pay the agency add the interest and that the result is middle England and middle Wales have their inheritance wiped out. At any other time than now that loses the election for the tories.

I don't think its so much the principal of paying but the fact but the fact that you'll be paying £ 250 k for £ 50 k worth of care. So if you can possibly afford to finance the care yourselves and bypass the agencies then you could be quids in.

According to Laura Keunsberg the BBC's main bias political correspondent. 10 mILLION pensioners will lose their winter fuel payments. Plus the triple lock is being removed which guarantees the pension against high inflation increases. Also if your house is over 100k and you receive care at home. Your home will be sold for that care when you die. It is being called the DIMENTIA TAX.

The Tories have doubled the national debt in 7 years and we have nothing to show for it except financial hardship for many families and now they turn on the pensioners. Only Labour can stop this. Vote for the many NOT THE FEW.

Pensions will increase in line with earning or inflation as opposed to rising by a minimum of 2.5%. Sorry to bring facts into the debate. May is a One Nation Conservative and she'll be getting my vote.

She'll be getting my vote although I don't agree with the one nation crap.

The opening poster has a point though and Brexit is far too big a current issue to be dealt with by anyone else. If she's seen to use the current tory popularity as a opportunity to get these types of issues through then even though she wins comfortably this time she'll be thrown out in 5 years. Surely by then there'll be a credible opposition.

With all these proposals the devil will be in the detail but assuming this gets funded along the lines of the student loan ( surely they wont be less favourable - to them not us ) then the figures could be alarming.

2 hours a day for 10 years could see £ 250 k plus wiped off an estate. The carer gets £ 7.50 / hour of the £ 25 hour you pay the agency add the interest and that the result is middle England and middle Wales have their inheritance wiped out. At any other time than now that loses the election for the tories.

I don't think its so much the principal of paying but the fact but the fact that you'll be paying £ 250 k for £ 50 k worth of care. So if you can possibly afford to finance the care yourselves and bypass the agencies then you could be quids in.

You make some good points here and although I won't state (at this stage I haven't fully decided) who I will vote for, it does seem Theresa May is so confident in her ability to 'walk' this election that she has started to become a little bolder in airing "bad news" policies in public and it might yet come back to bite her on the backside

Jeremy Corbyn is putting up a surprisingly good show with regards to his public rhetoric and he might yet spring a few surprises as the many fickle voters of the UK weigh up their options mainly based on "what's in it for me?"

The simple fact is that what is often said pre-vote is not quite what occurs at the Ballot Box!

I note positively a point from Tony Blue Williams somewhere above that states (quote) "Of the three, IMO the one which will have the biggest impact is the removal of the triple lock on pensions. If the Tories win this election and implement the policy they will face a huge grey backlash when they start freezing state pension rises like they have done with working age benefits.

If I were a betting man I would stake £100 on the Tories winning the election but with only a 20 seat majority as their campaign has been bland and wooden whilst Labour's has been surprisingly positive and invigorating."

Theresa May, like her smug predecessor, David "Doh!" Cameron, might just have underestimated her popularity when the masses actually start considering factors other than Brexit (which most now see as going to happen) and somewhat surprisingly to date only Jeremy Corbyn is making any kind of fist of it!

It's going to be interesting couple of weeks and at current rate Theresa May's Conservatives might just not get it all their own way, which perhaps is not a bad thing

Good advice Epping blue. Only problem for many who have long term health problems they are probably unable to organise the support which is needed. This is where joe public will be ripped off by unscrupulous care firms and believe me they are out there.
Early indications show that wooden May has scored an incredible own goal in attacking pensioners with this triple whammy. This as I posted could be a game changer and certainly the latest poll you gov/ Sunday times con 44 Lab 35 (10 points up since May called the election) is remarkable. Many elderly who were going to vote Tory are changing their minds and it will be interesting to see the next few days polling returns. Only another 5% Tory pensioners who are unhappy with the Tory manifesto need to switch to make it a very interesting election night

Good advice Epping blue. Only problem for many who have long term health problems they are probably unable to organise the support which is needed. This is where joe public will be ripped off by unscrupulous care firms and believe me they are out there.
Early indications show that wooden May has scored an incredible own goal in attacking pensioners with this triple whammy. This as I posted could be a game changer and certainly the latest poll you gov/ Sunday times con 44 Lab 35 (10 points up since May called the election) is remarkable. Many elderly who were going to vote Tory are changing their minds and it will be interesting to see the next few days polling returns. Only another 5% Tory pensioners who are unhappy with the Tory manifesto need to switch to make it a very interesting election night

Like I've said on another thread, I don't think it will affect us here in Wales. We will continue under Labour at Cardiff Bay as we have for the last 20 years.

Good advice Epping blue. Only problem for many who have long term health problems they are probably unable to organise the support which is needed. This is where joe public will be ripped off by unscrupulous care firms and believe me they are out there.
Early indications show that wooden May has scored an incredible own goal in attacking pensioners with this triple whammy. This as I posted could be a game changer and certainly the latest poll you gov/ Sunday times con 44 Lab 35 (10 points up since May called the election) is remarkable. Many elderly who were going to vote Tory are changing their minds and it will be interesting to see the next few days polling returns. Only another 5% Tory pensioners who are unhappy with the Tory manifesto need to switch to make it a very interesting election night

Like I've said on another thread, I don't think it will affect us here in Wales. We will continue under Labour at Cardiff Bay as we have for the last 20 years.

Social care is devolved. Winter fuel payments, and the triple lock on pensions are decided at a Westminster.

Good advice Epping blue. Only problem for many who have long term health problems they are probably unable to organise the support which is needed. This is where joe public will be ripped off by unscrupulous care firms and believe me they are out there.
Early indications show that wooden May has scored an incredible own goal in attacking pensioners with this triple whammy. This as I posted could be a game changer and certainly the latest poll you gov/ Sunday times con 44 Lab 35 (10 points up since May called the election) is remarkable. Many elderly who were going to vote Tory are changing their minds and it will be interesting to see the next few days polling returns. Only another 5% Tory pensioners who are unhappy with the Tory manifesto need to switch to make it a very interesting election night

Like I've said on another thread, I don't think it will affect us here in Wales. We will continue under Labour at Cardiff Bay as we have for the last 20 years.

Social care is devolved. Winter fuel payments, and the triple lock on pensions are decided at a Westminster.

What I don't understand being an "oldie" is why this triple lock discussion has suddenly become so popular with so many people who never showed a lot of enthusiasm for it previously. I think it is a good thing, but then again I would being part of the older generation. I remember who introduced it (and I am not giving the Conservatives a lot of credit here, even if the PM was Conservative at the time), and I also remember the party who had many members criticising it's introduction. I recall many people suggesting that it would put a certain part of our population on a pedestal, and has been unpopular with many in the UK, apart from those who directly benefit. Suddenly it has become a vote winner, and people who were not in the slightest interested in it previously, are now bringing it up on a daily basis. I would like it to stay obviously, but I can see it has become popular with more than just the older generation all of a sudden.

I agree with the OP here as I believe this policy of attacking the older members of society is a betrayal certainly of my generation and sadly my parents generation. So far during this election campaign TM has come across as a cold, calculating and insincere and, in my opinion, her answer to the "Social Care" issue is "How dare you grow old", "How dare you get ill" and "How dare you become a burden".

Social Care has become the biggest challenge in the UK and has been so since Thatcher decide to privatise care homes back in the 1980. The dream of owning your own home was championed by Thatcher and so many of my generation have worked their bollocks off to do that but, and this is the irony of this situation, just 3 Tory Prime Ministers on and the bastards are making a grab for the equity in my property. They are even arrogant enough to say that £100k is enough to leave as an inheritance - REALLY. So what happens to the current generations where millions have given up ALL hope of ever owning a home, What about those and what about their children and their children. This policy of paying for "Social Care" through a stealth inheritance tax, and that is exactly what this is, is unsustainable beyond 20 years in my opinion. What then?

I remember my parents talking about their hopes for the future, hope that was based on the promise made by Winston Churchill in his "After The War" speech in which he stated there would be a new " national compulsory insurance for all classes for all purposes from the cradle to the grave".. Thatcher pissed all over that promise by privatising care homes and putting "Profit" ahead of "Care" but this is worse in my opinion as you will only get decent care if you own a home with more than £100k equity in it. If you don't then look up Union Workhouses because any care you need will be akin to that.

If National Insurance contributions are not collecting enough revenue to cover "Cradle to Grave" insurance for every UK citizen then, in my opinion, the answer is simple increase the level of contributions.

Whatever your politics this will affect every family and I hope the British public wake up to the risks here and give TM a REAL message in this Election. Even if that means Corbyn gets the big job.

I agree with the OP here as I believe this policy of attacking the older members of society is a betrayal certainly of my generation and sadly my parents generation. So far during this election campaign TM has come across as a cold, calculating and insincere and, in my opinion, her answer to the "Social Care" issue is "How dare you grow old", "How dare you get ill" and "How dare you become a burden".

Social Care has become the biggest challenge in the UK and has been so since Thatcher decide to privatise care homes back in the 1980. The dream of owning your own home was championed by Thatcher and so many of my generation have worked their bollocks off to do that but, and this is the irony of this situation, just 3 Tory Prime Ministers on and the bastards are making a grab for the equity in my property. They are even arrogant enough to say that £100k is enough to leave as an inheritance - REALLY. So what happens to the current generations where millions have given up ALL hope of ever owning a home, What about those and what about their children and their children. This policy of paying for "Social Care" through a stealth inheritance tax, and that is exactly what this is, is unsustainable beyond 20 years in my opinion. What then?

I remember my parents talking about their hopes for the future, hope that was based on the promise made by Winston Churchill in his "After The War" speech in which he stated there would be a new " national compulsory insurance for all classes for all purposes from the cradle to the grave".. Thatcher pissed all over that promise by privatising care homes and putting "Profit" ahead of "Care" but this is worse in my opinion as you will only get decent care if you own a home with more than £100k equity in it. If you don't then look up Union Workhouses because any care you need will be akin to that.

If National Insurance contributions are not collecting enough revenue to cover "Cradle to Grave" insurance for every UK citizen then, in my opinion, the answer is simple increase the level of contributions.

Whatever your politics this will affect every family and I hope the British public wake up to the risks here and give TM a REAL message in this Election. Even if that means Corbyn gets the big job.

While I respect your opinion Castleblue, why does everyone feel the state owes them something. I thought the whole idea of a fair and just society was that those who can afford to do so pay towards those who through no fault of their own cannot afford the same things. I am not rich, but I am prepared to take responsibilty for myself, and I don't expect the working man to pay for me if I need to be looked after in the future. Obviously, I will not turn it down if offered, but the only difference will be my children (who are not children now) get a nice sum of money to spend courtesy of the tax payer, rather then me use my own money for my care.

Me and the wife will get by without a winter fuel payment. Only the worse off should get it. I want the government to put it to better use. I wish the party i belonged to for many years would stop telling lies and half truths to scrape up votes from the gullible.

Me and the wife will get by without a winter fuel payment. Only the worse off should get it. I want the government to put it to better use. I wish the party i belonged to for many years would stop telling lies and half truths to scrape up votes from the gullible.

Same here. I would prefer to pay for my own energy and let those who are genuinely in need, and having to wear extra clothes rather than turn up their heating, to have a little extra. I know that whoever wins the election will not have a bottomless pit of money, and tough choices will need to be made, particularly as our average lifespan is increasing all the time. The tax payers are having to take care of a lot more people than a generation back, and it's not going to get easier for any future government.

I agree with the OP here as I believe this policy of attacking the older members of society is a betrayal certainly of my generation and sadly my parents generation. So far during this election campaign TM has come across as a cold, calculating and insincere and, in my opinion, her answer to the "Social Care" issue is "How dare you grow old", "How dare you get ill" and "How dare you become a burden".

Social Care has become the biggest challenge in the UK and has been so since Thatcher decide to privatise care homes back in the 1980. The dream of owning your own home was championed by Thatcher and so many of my generation have worked their bollocks off to do that but, and this is the irony of this situation, just 3 Tory Prime Ministers on and the bastards are making a grab for the equity in my property. They are even arrogant enough to say that £100k is enough to leave as an inheritance - REALLY. So what happens to the current generations where millions have given up ALL hope of ever owning a home, What about those and what about their children and their children. This policy of paying for "Social Care" through a stealth inheritance tax, and that is exactly what this is, is unsustainable beyond 20 years in my opinion. What then?

I remember my parents talking about their hopes for the future, hope that was based on the promise made by Winston Churchill in his "After The War" speech in which he stated there would be a new " national compulsory insurance for all classes for all purposes from the cradle to the grave".. Thatcher pissed all over that promise by privatising care homes and putting "Profit" ahead of "Care" but this is worse in my opinion as you will only get decent care if you own a home with more than £100k equity in it. If you don't then look up Union Workhouses because any care you need will be akin to that.

If National Insurance contributions are not collecting enough revenue to cover "Cradle to Grave" insurance for every UK citizen then, in my opinion, the answer is simple increase the level of contributions.

Whatever your politics this will affect every family and I hope the British public wake up to the risks here and give TM a REAL message in this Election. Even if that means Corbyn gets the big job.

While I respect your opinion Castleblue, why does everyone feel the state owes them something. I thought the whole idea of a fair and just society was that those who can afford to do so pay towards those who through no fault of their own cannot afford the same things. I am not rich, but I am prepared to take responsibilty for myself, and I don't expect the working man to pay for me if I need to be looked after in the future. Obviously, I will not turn it down if offered, but the only difference will be my children (who are not children now) get a nice sum of money to spend courtesy of the tax payer, rather then me use my own money for my care.

I don't think the state owes me anything other than a "Duty Of Care" and in terms of "Welfare and Health Care" only at a time when I require it. Outside of those times and as my contribution to a "Fair & Just" Society I, like millions of others, have worked and paid my taxes without complaint. I have only hoped that my "Contribution" to central funds be used to help others in need of state support, either through welfare or healthcare.

Like many of my generation I have paid into a pension fund throughout my working life and when I do retire in a few years I will likely have to pay income tax on my earnings, but not National Insurance, Why not introduce a new lower rate of National Insurance for people of pensionable age , based on earnings and any monies raised to be used SOLELY for Social Care for the elderly. Surely in a Fair and Just Society that is a fairer way of trying to solve a massive problem like Social Care rather than a stealth inheritance tax.

I respect the right for people to decide for themselves to use their homes to raise money to pay for their care, many already do this through equity release companies, but I will NEVER agree that it is right that the state impose this on anyone.

I agree with the OP here as I believe this policy of attacking the older members of society is a betrayal certainly of my generation and sadly my parents generation. So far during this election campaign TM has come across as a cold, calculating and insincere and, in my opinion, her answer to the "Social Care" issue is "How dare you grow old", "How dare you get ill" and "How dare you become a burden".

Social Care has become the biggest challenge in the UK and has been so since Thatcher decide to privatise care homes back in the 1980. The dream of owning your own home was championed by Thatcher and so many of my generation have worked their bollocks off to do that but, and this is the irony of this situation, just 3 Tory Prime Ministers on and the bastards are making a grab for the equity in my property. They are even arrogant enough to say that £100k is enough to leave as an inheritance - REALLY. So what happens to the current generations where millions have given up ALL hope of ever owning a home, What about those and what about their children and their children. This policy of paying for "Social Care" through a stealth inheritance tax, and that is exactly what this is, is unsustainable beyond 20 years in my opinion. What then?

I remember my parents talking about their hopes for the future, hope that was based on the promise made by Winston Churchill in his "After The War" speech in which he stated there would be a new " national compulsory insurance for all classes for all purposes from the cradle to the grave".. Thatcher pissed all over that promise by privatising care homes and putting "Profit" ahead of "Care" but this is worse in my opinion as you will only get decent care if you own a home with more than £100k equity in it. If you don't then look up Union Workhouses because any care you need will be akin to that.

If National Insurance contributions are not collecting enough revenue to cover "Cradle to Grave" insurance for every UK citizen then, in my opinion, the answer is simple increase the level of contributions.

Whatever your politics this will affect every family and I hope the British public wake up to the risks here and give TM a REAL message in this Election. Even if that means Corbyn gets the big job.

While I respect your opinion Castleblue, why does everyone feel the state owes them something. I thought the whole idea of a fair and just society was that those who can afford to do so pay towards those who through no fault of their own cannot afford the same things. I am not rich, but I am prepared to take responsibilty for myself, and I don't expect the working man to pay for me if I need to be looked after in the future. Obviously, I will not turn it down if offered, but the only difference will be my children (who are not children now) get a nice sum of money to spend courtesy of the tax payer, rather then me use my own money for my care.

I don't think the state owes me anything other than a "Duty Of Care" and in terms of "Welfare and Health Care" only at a time when I require it. Outside of those times and as my contribution to a "Fair & Just" Society I, like millions of others, have worked and paid my taxes without complaint. I have only hoped that my "Contribution" to central funds be used to help others in need of state support, either through welfare or healthcare.

Like many of my generation I have paid into a pension fund throughout my working life and when I do retire in a few years I will likely have to pay income tax on my earnings, but not National Insurance, Why not introduce a new lower rate of National Insurance for people of pensionable age , based on earnings and any monies raised to be used SOLELY for Social Care for the elderly. Surely in a Fair and Just Society that is a fairer way of trying to solve a massive problem like Social Care rather than a stealth inheritance tax.

I respect the right for people to decide for themselves to use their homes to raise money to pay for their care, many already do this through equity release companies, but I will NEVER agree that it is right that the state impose this on anyone.

Nothing wrong with that, and I don't mind a lower rate of Nat Ins on my personal pension if it is used for the correct purpose and for those in genuine need. Always tricky trying to decide who is genuine and who is not. Saw a lady about two months ago claiming her benefits from the post office, and then in front of me in the paper shop buying 100 ciggies. I used to enjoy a smoke with my pint, but gave up due to affordability. I would'nt be too happy making a contribution to her buying her next 100 when I can't afford them myself.

I'll be collecting my pension before most on here and I think the triple lock was too much, if pensions rise the same rate as wages we can't complain.

There is definitely something about politics that just makes people, lots of people, mates even, sound like cnuts.
I despair with it, it's all bollox anyway. They say they will do this when elected, but they rarely ever do. History has proved this over and over. They will just blame the previous regime mess and claim they can't afford to do whatever now bla bla.....
All these lefties spouting bollox, reminds me of the same guff when Blair blew into power, yeah that ended well.
The tories are on another planet to most folks too. No decent choice as ever.

There is definitely something about politics that just makes people, lots of people, mates even, sound like cnuts.
I despair with it, it's all bollox anyway. They say they will do this when elected, but they rarely ever do. History has proved this over and over. They will just blame the previous regime mess and claim they can't afford to do whatever now bla bla.....
All these lefties spouting bollox, reminds me of the same guff when Blair blew into power, yeah that ended well.
The tories are on another planet to most folks too. No decent choice as ever.

One of the main complaints over the years at most election times from a fair percentage of voters was that there was no difference, their all the same what's the point in voting. I have only heard this once this election and it did take me back a bit.
The gulf between Tory and Labour is huge this time round. So there is a huge difference especially on the NHS where it is being lined up to be sold off. I suggest you research Peter Lilly (ex minister) director of one these health firms who is paid £4.50p a minute.

People's houses have been used to pay for homes for years. Right through Labours 13 years in power. I am on a pension and it won't affect me a lot. But it will affect me if and when Corbyn bankrups the country.

Yes people have been paying for their personal care for years including under the previous Labour Government. However, Labour introduced the triple lock and winter fuel payments (which you failed to mention)

I would also point out that the Tories have borrowed more money in the past 7 years than all previous Labour Governments put together So much for their so called economic competence.

Spot on !!

We keep hearing about the terrible overspending of Labour governments but nobody is looking at the facts. That Tories borrowed more money !!

I just don't get how people aren't recognising these FACTS !! Must be taking the Tory spin and control of the Press as gospel rather than simply looking it up for themselves. So frustrating!!

The lack of knowledge of care costs also worries me. I have a mother and mother-in-law in care. We've had to sell two houses for care costs and, having looked at the Tory proposals, I can assure you that the money would have been used up even quicker if this was in place.

Personal care isn't the only thing involved in this change, read up about it and then someone tell me how this will result in families being able to keep more of the money that their loved ones worked so hard to accrue.

By the way, if you still think you'll be able to pass some of your assets to your kids do it now. Anything re-assigned within 7 years of it needing to be used for your care can be re-claimed by them !! Think ahead !!

Like I have said before on here, are you (I presume you are working and are a tax payer) happy enough to pay for me and my upkeep so that I can hand over hundreds of thousands of pounds to my children who are obviously now adults and earning themselves, so that they can buy new cars and go on exotic holidays, or do you think that I should take responsibility for myself. If the taxpayers are happy to pay for me, that's fine by me and will give my adult children money for cars and holidays. If the taxpayer thinks that as I have the means to look after myself, that's fine as well. I had nothing handed down to me, and neither did my parents. We all took responsibility for our own upkeep, lived within our means, and never expected or believed that the state owed us a particular lifestyle. We also agreed that our taxes should be used to help those in desperate need. Done my bit for those who needed help, but I don't believe any of you should pay for me when I have assets of my own.

Yes I've been a tax payer for 37 years solid and in the privileged position, over the last 6-7 years, of paying 40% tax on a proportion of my wage.

I would happily accept another 1-2% on top if it was ring fenced to social/health care. Something that simply won't happen under May

May has given no commitment to keeping the lower tax bands the same because she wants to safeguard her rich Tory voters.

Labour have commuted to not raising taxes other than for the top earners.

The choice is simple, if your looking after yourself vote Tory is you think they do it for you. But for many with a social conscience Labour will clearly fit the bill.

There is definitely something about politics that just makes people, lots of people, mates even, sound like cnuts.
I despair with it, it's all bollox anyway. They say they will do this when elected, but they rarely ever do. History has proved this over and over. They will just blame the previous regime mess and claim they can't afford to do whatever now bla bla.....
All these lefties spouting bollox, reminds me of the same guff when Blair blew into power, yeah that ended well.
The tories are on another planet to most folks too. No decent choice as ever.

One of the main complaints over the years at most election times from a fair percentage of voters was that there was no difference, their all the same what's the point in voting. I have only heard this once this election and it did take me back a bit.
The gulf between Tory and Labour is huge this time round. So there is a huge difference especially on the NHS where it is being lined up to be sold off. I suggest you research Peter Lilly (ex minister) director of one these health firms who is paid £4.50p a minute.

What has Peter Lilly got to do with anything, why not research how much the Blairs rake in, PFI was embraced by Labour and our grandchildren will have to pay for it. The Tories are on a different planet but the Islington of elite who run Labour are in touch with the working man Labour are absolutely contemptuous of ordinary people they believe we're stupid, racist and unable to think for ourselves.