Tan the saviour ?

Hiya, wondering if somebody on here with a better understanding might explain something to me please ?

I read a lot about Tan now Dalman putting money into the club, but it’s always with ‘at 8/9 % interest’.

So, in an economic climate where since 2020 investment portfolios, businesses etc have performed far worse Cardiff City becomes probably their best investment, guaranteeing 8/9% return. Try and find that anywhere else.

So has Tan actually taken a hit yet ?

Or is that only when he sells at a loss. Is it his ‘own money’ when really it’s a loan?

Provided he gets what he wants for city however unlikely, he will walk away having made a tidy sum over 10 odd years. When people defend him saying he is keeping us afloat, is it comparable to a loan shark lending money, not so much the philanthropist but more own interest ?

Either way, on that basis he is keeping us going, so not arguing that. Cheers.

No sure Tan has been charging interest When i see interest payment it is usually Dalaman. Tan turned most of his debt into equity if i understand correctly from previous post on here
I would imagine Tan has taken a massive financial hit from owning Cardiff Only way he will get it back is getting City to be an established premier league team and then selling us for a large amount

Hiya, wondering if somebody on here with a better understanding might explain something to me please ?

I read a lot about Tan now Dalman putting money into the club, but it’s always with ‘at 8/9 % interest’.

So, in an economic climate where since 2020 investment portfolios, businesses etc have performed far worse Cardiff City becomes probably their best investment, guaranteeing 8/9% return. Try and find that anywhere else.

So has Tan actually taken a hit yet ?

Or is that only when he sells at a loss. Is it his ‘own money’ when really it’s a loan?

Provided he gets what he wants for city however unlikely, he will walk away having made a tidy sum over 10 odd years. When people defend him saying he is keeping us afloat, is it comparable to a loan shark lending money, not so much the philanthropist but more own interest ?

Either way, on that basis he is keeping us going, so not arguing that. Cheers.

Hes written off the interest also turned over 80 million of debt to equity in shares that are basically worthless unless he sells the club for the total 250 million he's investing, people can say what they like about tans ethics etc but the one thing you cant say is that he'staken money put of the club , he's put in a hell of a lot of money that he is going to lose .that is his own fault tho .

No sure Tan has been charging interest When i see interest payment it is usually Dalaman. Tan turned most of his debt into equity if i understand correctly from previous post on here
I would imagine Tan has taken a massive financial hit from owning Cardiff Only way he will get it back is getting City to be an established premier league team and then selling us for a large amount

Only way he'd gets his money back us to turn us into Newcastle lol .

Tan has put a lot of money into the club. He has put in more than the club is worth.

In that respect, I agree with Wez

It is no different to any of us putting a new engine in a £600 car. We are not going to get much back for it.

Perhaps its also like losing a lot of money at the bookies?

Having put all that money in what do you do next?

a) Do you chase your losses
b) Do you accept a deal that will reduce your losses
c) Do you reinvest heavily in the hope that the losses turn into big gains

(a) is where we are now and, like most of us, I think when you continue to "tread water" it is only a matter of time before you drown - and get relegated - devaluing the club even more.

(b) is the deal that Tan has on the table from several consortium. It is not what he wants but it does reduce his losses.

(c) is the "Hail Mary" into the endzone. Not wanting to tread water or sell the club - the only remaining option is to invest heavily and to turn a growing club into a club that is worth in excess of £200m by spending enough to not only get promotion but to remain in the Premier League for many seasons.


I would hope, in due course, common sense will prevail. If VT does not want to invest heavily then why not strike a deal that will allow someone else to invest heavily and, as part of that deal, provide an ongoing legacy to recognise what VT has done for the club.

If we have offers on the table at £100m and VT wants £200m then why not strike a deal along the following lines

Sell club for £100m
with an additional £10m payment to be made each year we are a Premier League side (Max 5 payments)
Essentially a deal worth £150m
To the investor it is £100m
Premier League - effectively pay the £10m each year out of funds allocated to us each season.

There is a deal there somewhere

Thanks for the replies. As a fan of the club since the late eighties I have always understood that most of our owners have been poor and we have rarely, if ever been run well imo but the money side never bothered me, as long as there was a club, in Cardiff, with a bluebird on the badge that I could support I was happy. But Tan needs to decide either way I think, I’m happy by the replies that my opinion was wrong, but apathy is killing the club/support, slowly.

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

But he is not pouring millions into the club as a few keep saying.

Over the last couple of seasons Dalman has lent £30m that has been used to keep us afloat. Before then we had the parachute payments. You could be looking back a few seasons before Tan actually put any money in.

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

But he is not pouring millions into the club as a few keep saying.

Over the last couple of seasons Dalman has lent £30m that has been used to keep us afloat. Before then we had the parachute payments. You could be looking back a few seasons before Tan actually put any money in.

Exactly Ian,

He’s not pouring money in at all.

His Chairman is putting the money in to our club and charging us up to 10% interest.

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

But he is not pouring millions into the club as a few keep saying.

Over the last couple of seasons Dalman has lent £30m that has been used to keep us afloat. Before then we had the parachute payments. You could be looking back a few seasons before Tan actually put any money in.

That's not true its in black and white each year .you only have to look at the accounts to see the loans and write offs from Tann every season .

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

But he is not pouring millions into the club as a few keep saying.

Over the last couple of seasons Dalman has lent £30m that has been used to keep us afloat. Before then we had the parachute payments. You could be looking back a few seasons before Tan actually put any money in.

That's not true its in black and white each year .you only have to look at the accounts to see the loans and write offs from Tann every season .

Exactly

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

But he is not pouring millions into the club as a few keep saying.

Over the last couple of seasons Dalman has lent £30m that has been used to keep us afloat. Before then we had the parachute payments. You could be looking back a few seasons before Tan actually put any money in.

That's not true its in black and white each year .you only have to look at the accounts to see the loans and write offs from Tann every season .

Exactly

The accounts.......right.

So basically he's pouring millions into a club that's failing miserably.suerly he must want more "bang for his buck".a decent manager a decent team that moves and gives him a better chance of recouping his investment?

But he is not pouring millions into the club as a few keep saying.

Over the last couple of seasons Dalman has lent £30m that has been used to keep us afloat. Before then we had the parachute payments. You could be looking back a few seasons before Tan actually put any money in.

That's not true its in black and white each year .you only have to look at the accounts to see the loans and write offs from Tann every season .

Now stop it Wez, sticking up for your Tan.


The media say it’s Tan,

The last three years Dalman has lent our club nearly £30mill with interest a fact.

That’s been covering our loses plus we had parachute payments two yrs ago.

Much of our losses are down to bad management from the top and court cases.

It actually makes me beyond believe you still stick up for Tan, sickening.

If you love our club you would actually by now hate him.

Even accountant Keith Morgan confirmed that the next accounts will show what I have been saying.

I've been thinking about this Mehmet loan and wonder whether it's a tactic, by VT, to ensure that he gets the sale price he wants for the club.

For example if someone was stupid enough to pay £200m then I guess VT could pay Mehmet £30m plus interest.

But equally he knows that anyone who wants to buy the club for £100m would have to pay Mehmet£30m plus interest even before players

I'm not saying Tan is holding us to ransom but I could understand why some may take that view

I've been thinking about this Mehmet loan and wonder whether it's a tactic, by VT, to ensure that he gets the sale price he wants for the club.

For example if someone was stupid enough to pay £200m then I guess VT could pay Mehmet £30m plus interest.

But equally he knows that anyone who wants to buy the club for £100m would have to pay Mehmet£30m plus interest even before players

I'm not saying Tan is holding us to ransom but I could understand why some may take that view

Yeah and I just feel there is another motive than the 9% interest that is banded about.

What that is I would hate to guess.

I've been thinking about this Mehmet loan and wonder whether it's a tactic, by VT, to ensure that he gets the sale price he wants for the club.

For example if someone was stupid enough to pay £200m then I guess VT could pay Mehmet £30m plus interest.

But equally he knows that anyone who wants to buy the club for £100m would have to pay Mehmet £30m plus interest even before players

I'm not saying Tan is holding us to ransom but I could understand why some may take that view

Yeah and I just feel there is another motive than the 9% interest that is banded about.

What that is I would hate to guess.

I have wondered if Tan has loaned Mehmet the money interest free to lend it to the club at 9% interest and Mehmet keeps the interest, then when the club is sold Tan gets his money back, and Mehmet keeps the interest. This way Tan would not have to put his loans to equity like he promised with other loans.
Sounds stupid I know but like you, I think there is another motive to the loans